вівторок, 24 грудня 2019 р.

WOLFS GROUP – a new face of investment

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Wolfs Group OÜ represents a new chapter and a host of new possibilities for the entirety of Wolfs Group, an entity engaged with investing in various strategic industries. Up to this point, the structures in place within the group precluded the full utilization of its assets and this, coupled with capital starvation, made substantial local and international growth impossible. The location of the refurbished Wolfs Group in Estonia is strategically crucial for the steps that the group will be taking in the years to come.
Under Estonian jurisdiction, Wolfs Group OÜ will allow for the expansion of the whole group to foreign markets located far beyond the outlines of the EU. This is made possible by Estonian law and international agreements regarding the blockchain technology and the new ways it opens up to capital acqusition. The location of the project in Estonia guarantees legal transparency, financial security and a gateway to global investment and investors.
The Wofs Group OÜ team plans to tokenize a selection of the projects they are currently working on within the next two years. Any investor in possession of WOLFS tokens (WLF) can share in the gains from any tokenized project.
Wolfs Group OÜ is already active on the market and the projects it is involved in are either in advanced stages of development or fully functioning profit-turning entities.
The appreciation in the price of any one project as well as the group as a whole will always result in the token price rising as well. WLF tokens will be fully convertible and listed on cryptocurrency exchanges capable of being bought and sold at any time beginning with the first purchase of a token/tokens. Investors will be able to easily diversify their assets through an instant sale of their tokens on the exchange. Meanwhile, the exchange will facilitate an Initial Exchange Offering process as a form of distributing and veryfying the project.
The first project which Wolfs Group OÜ intends to tokenize is Ferpay Ltd., an international money transfer service currently involved in utilizing the functionalities of blockchain for its needs.
As the second stage of the Wolfs Group OÜ project, Wolfs Development, concerned for many years with construction, sale and renting of property, will be tokenized. Wolfs Development will be able to tokenize its assets thanks to the blockchain technology.
Ultimately, the capital collected from the first stage of the IEO will fuel the growth of Ferpay Ltd.

The structure

Wolfs Group OÜ will use its investment strategy to meet its objectives in two main areas: real estate and fintech. Other than this, the group functions as a private equity fund which buys and sells bonds and shares of other entities active on the real estate and new technologies markets. These are both capital and financial investments.
Wolfs Group comprises three pillars of growth consituting the world’s three most promising markets:
► real estate (Wolfs Development),
► new technologies (Wolfs FPE),
► fintech (Ferpay Ltd.).
The structure

Business Model

Wolfs Group OÜ is an investment and advisory firm which utilizes a model combining private equity and venture capital. Wolfs Group OÜ is mostly concerned with investing in new businesses representing multiple industries.
As a private equity fund, Wolfs Group OÜ invests in well-established business with reliable services which are willing to upgrade: e.g. expand their offer or enter new markets. In such situations, the main objective of Wolfs Group OÜ is to secure medium and long-term returns from capital appreciation while managing investment risk.
Startups are based on good ideas and patents which can turn lucrative in the future. The invested capital serves to spur an early company on its path to growth by introducing its product to the market. The risk is commensurate with the large prospective return on the investment.

Secure investment

Secure investment

Wolfs Group OÜ Projects

1. Ferpay Ltd

Ferpay Ltd
Ferpay Ltd. is a fintech entity. This modern finances-oriented company facilitates quick and secure international money transfers. There are few companies sharing the market with Ferpay Ltd. capable of the comprehensive treatment individual and business clients receive from the aforementioned.
Owing to the experience enjoyed by Ferpay IT, finance and marketing managers, Ferpay is fast becoming a “Challenger” meaning a fintech company capable of competing with banks.
An FCA licencee (Authorised Payment Institution Ref.No. 607425), Ferpay can process transfers in all of the world’s currencies with eight having been introduced as of today.


► 
The offer. Ferpay facilitates transfers in seven currencies and between 50 countries (the currencies include the British pound, the Czech koruna, the Swiss franc, the euro, the Polish zloty and more). Ferpay clients also have access to an online exchange and prepaid cards.
► Safeguards. All transactions are monitored 24/7 and subject to oversight to guarantee client funds security and AML protections.
Ferpay received an international FCA licence in 2012 (Authorized Payment Institution Ref.No. 607425) which makes it possible to process transfers from all around the world (through money order). The company also remains under the supervision of the Financial Conduct Authority (FCA) and the British HM Revenue & Customs.
Ferpay is an observer to the EU PSD2 directive dealing with money transfer security and clients’ personal information.
Clients’ personal information is also protected by ICO – a Data Protection Licence.
► Cooperation with VISA CARD. Visa Ferpay is a personal payments card functional anywhere you can use a card to pay for goods and services. The prepaid Visa Ferpay card. The Visa Ferpay card can be used in any country in the world. It is popular with people who travel a lot because:
■ Using a card limits the risk of theft
■ The Ferpay exchange rate is the best there is for clients

Cooperation with VISA CARD

2. Wolfs Development S.A.

Wolfs Development S.A
Wolfs Development is focused on the broadly defined real estate market with emphasis on trying to merge real estate with economic innovation. The company’s modus operandi involves purchasing properties and modernizing them with special emphasis on effective management.
Another area in which Wolfs Development is active is seeking out attractive locations for small-scale luxury developments. Construction on such projects takes less time and the returns are comparatively high considering the initial investment.
The current average rate of return for a Wolfs Development S.A. project is 40%.

The IEO process with Wolfs Group

Phase 1:
Wolfs Group is moving its operations to the country where the government is the friendliest of all to blockchain and the cryptocurrency market. Another aspect taken into consideration when selecting the new location was a sensible and stable tax policy.
Phase 2:A newly-formed company created specifically for this purpose issues a utility token, WFL which in the project’s later stages will serve as a barometer of the group’s profits and as a way for token holders to profit from the token’s price appreciation.
Phase 3:Hitherto investors in Wolfs Group (Shareholders of Wolfs Development S.A. and Wolfs FPE S.A.) as well as the Wolfs Group team receive Wolfs Group OÜ tokens and funds in the currency of their choosing using the nominal exchange rate.
Phase three
Phase 4:
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WLF tokens issued to a cryptocurrency exchange selected by Wolfs Group OÜ and later to its own cryptocurrency exchange which will be created once the IEO-derived funds have been secured.
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The remainder of the tokens will be issued to the exchange as part of the IEO process with a predetermined soft cap. The funds acquired this way will be used to grow the already existing Ferpay.com system belonging to Ferpay Ltd.
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The planned changes and new functionalities of the Ferpay.com system following the IEO fundraiser by Wolfs Group OÜ.
Phase 5:
► The graphical representation of the Ferpay brand changes
The graphical representation of the Ferpay brand changes
► The layout of the website and its functionalities change
The website’s new layout more modern and user-friendly. Its enhanced responsiveness allows the service to more easily garner the attention and trust of new customers.
The layout of the website and its functionalities change
► New layout and Ferpay client panel functionalities
In the world of virtual financial services, a functional, user-friendly client panel can be the make or break of a modern business trying to edge out the competition. The price is no longer the sole decisive aspect of one financial company’s superiority over another. Nowadays it is user experience that makes the client want to stay or leave.
New layout and Ferpay client panel functionalities
► The Ferpay cellphone app for Android and iOS
Nowadays, more and more clients expects that their favorite services also be available on their mobile devices. A native Ferpay application for both of the two most popular mobile operation systems in the world is a definite must when it comes to Ferpay’s global expansion.
The Ferpay cellphone app for Android and iOS

► A cryptocurrency and FIAT exchange available to every Ferpay client

Modern financial services are speedier and offer a host of FIAT currencies to choose from but that’s not all. More people are holding cryptocurrency every day.
A cryptocurrency and FIAT exchange available to every
► Prepaid multi-currency Mastercard/Visa payment cards and virtual payments cards.
A convenient means of managing one’s funds which every user is guaranteed to appreciate. A safe and failproof way to use your funds, including online.
Prepaid multi-currency Mastercard Visa payment cards and virtual payments cards
► Faster and safer services thanks to OPEN API integration
Introduction of services which will allow clients to easily and comfortably manage their funds from their application or the Ferpay web service. You can access your funds at any time through Open API—a service no bank currently offers.
Faster and safer services thanks to OPEN API integration

WOLFS token

The Wolfs Group OÜ token (WLF) will be based on the ERC20 standard and the Ethereum blockchain. This will allow for a broad availability of the WLF and its inroduction onto the industry’s largest exchanges. The ERC20 standard is a broadly utilized standard allowing its users to secure their funds using a contract with the token.
The ultimate supply of the WLF tokens will be 150 million and this is the final cap on that supply.
WLF token will be available soon through Coinsbit and P2PB2B exchanges where the Initial Exchange Offering (IEO) event will take place as well.

Token Details

Token Details1

WLF TOKEN Distribution

Distribution1

Roadmap

roadmap

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середа, 4 грудня 2019 р.

Intelligent Hero – Platform for Earn Educatively

INTELLIGENT HERO1
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The intelligent Hero platform concerns herself with two major industries which are the blockchain industry, and the “professional community”. The latter deals with the amount or the number of persons worldwide who are skilled in certain different fields while the former deals with the blockchain technology and how it’s being applied to lives in various levels.
The professional community consists of graduates from the university systems, and other skilled persons such as freelancers and job contractors who may not necessarily have the backing of a professional degree from any university in the world, but are professionals at what they do.
Another major industry that the Intelligent Hero community places emphasis on is what would like to call ‘the student industry”. Most students in colleges today because of the trend of skill acquisitions, already have a skill they can offer while schooling. Intelligent Hero gives them the proof-backing they need to perform their skills for others and probably get paid for doing so.

Solution

► Will be using the blockchain technology to store tests and order results attained by members. The data of users cannot be stolen or sold by any member of the platform because of the nature of the community are trying to build up. Only the user has the right to share his/her information with anyone else on or off the platform.
► Using Hide by a rank module on external pages, i.e. forums, blogs, social networks, DApp shows the content dynamically depending on the user’s rank. The rank is controlled by cookies or the MetaMask plug-in for browsers and other devices.
One is able to see certain contents upon reaching a required rank. Obtaining a rank will provide not only access to information, but it will also be rewarded with tokens.
Hidden content may include:
• Contest tasks with a prize fund,
• Tasks from the platform for reward,
• Tasks from employers,
• Promo tasks from developers of training programs,
• Sponsored content;
• Bounty program.
The module is able to solve the following tasks within the framework of the project:
• Attract the audience to the project;
• Show possibilities obtained together with the rank;
• Change content consumption paradigm for a user.
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Features

1. Security

Because of the sensitive nature of the Intelligent Hero platform and her uses, it is only reasonable that ensure the security of data and the protection of the rights of users. Because employers would want to search for employees and vice versa, it is prerogative that device means of ensuring that no one has the power to victimize or abuse the other.
It has also taken a lot of time and ample resources to put the platform together because if it’s sensitive nature. Some of the best minds on the planet had to be involved in the creation of platform, and security of user data was given high priority.

2. User-friendly platform

Had to ensure that the platform had as few operational buttons as possible. This is to ensure that users of the site have little or no troubles while navigating the site or performing certain tasks and functions.

3. External Integration through Dapps

In the framework of integration to WEB 2.0, designed another application/module. That is ‘Share My Rank’. It will enable sharing data stored on blockchain on WEB 2.0 pages. Profile, visual profile or result of a specific test may be added to a CV or just shared on external pages to demonstrate user’s achievements/ knowledge and be noticed by people, who are yet to join the platform.
This will, in turn, help users who are constantly on other media platforms to share their data with others across other WEB2.0 platforms.
Also, employ the use of SDK for monitoring the authenticity of third-party tests, through which  enable verification of knowledge upon passing internal tests in the framework of third-party training courses.

4. Worthy Trust

Intelligent Hero, is a community that you can trust. Have built platform in such a way that it will allow users total control over their data depending on what rank the user decides to attain on the platform.
Data about the user is stored in blockchain and cannot be extracted for use by third parties. The only section of the site where the platform scans through specific user data is the search module within the community. The search engine will bring up a dozen of other profiles that have the same specifications. This majorly is to help users find workers or be able to get jobs and help those who want to find competent workers in real-time.

5. Standard Tests/Validation

Basic tests
Basic tests are generated by the platform. Users who seek to become Heroes in community are offered tokens for passing tests. These tests ordinarily will be paid for, outside the platform. When the user receives his dispatched tokens, he can now pay for the verification of his/her skill sets.
Custom tests
Custom tests are created by heroes, who have proved their competence in the relevant vector. The test is reviewed by the heroes of the same vector. Each approval is paid for by the platform. Then the test result becomes a block that employers will use to create tasks for virtual interviews.
Validation of passed tests
As offer benefits and rewards for passing the tests, will certainly face attempts of users trying to cheat systems. This most certainly is inevitable.
For the purposes of protection against fraud, have envisaged tasks that will help to determine whether the result of the test passed is valid. A user may be suddenly offered to pass a small task with limited completion time. User identification on the basis of facial recognition technology can help us to be sure that all relevant tests are passed by the same person.

6. Sleek User profile

When a user signs up on the platform, he/ she gets a personal profile similar to that on other social networks. Within the user’s account, S/he receives rewards for passing tests; the more tests passed and the more complete his/her profile is, the higher the rank that he/she can attain and use for :
• Accessing information,
• Restricting other users’ access to his/her profile,
• Getting the hero’s status, which allows creating of custom tests and getting rewards for them.

7. Rewards

By filling the profile, raising hero’s rank, passing tests, one can guarantee oneself a reward in the form of tokens, an internal payment instrument (utility token). In order to receive his/her rewards, each user must link the ETH wallet to his/her profile through MetaMask.
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Economic Model

1. Internal monetization

Tokens can be used to (the following is not exhaustive) list of uses for the HERO tokens):
• Contact with higher rank heroes
• Run targeted searches through the platform
• Access platform administration
• Get discounts/ benefits from training providers
• Retake tests ahead-of-schedule
• Hide a hero’s profile (private status)
• Access tests database
• Access job vacancies/ employers database
• Customize the hero’s character
• Use additional DApp features
At the first phase, tokens will be distributed through IEO/ICO, secondary markets, AirDrop, and promotions.
After launching the platform, tokens will be obtained:
• as a reward for passing tests/ completing tasks
• for verification of identity
• for linking other social network pages to the profile
• for tests review and verification (after obtaining relevant rank)

2. External monetization

• Business account for recruiters
• Business account for training providers
• Advertisers
• Targeted samples
• Big Data companies

Ecosystems

Ecosystems.jpg

► Testing Platform

Ecosystem encompasses an environment for issuing tests and giving out of results. Utilize the blockchain technology to store results for call-up whenever the need arises.

► Income Sources

Intelligent Hero has a well-structured cash flow model based on smart contracts. These models are used to reward users who make use of platform. These rewards are given form platform to users as a form of incentive.

► DApps and Blockchain

Intelligent Hero employs a group of DApps for the consumption and distribution of contents stored on the blockchain through platform to WEB 2.0.

► Intelligent Community

Join other users who are constantly looking to improve themselves and stay up to date with international standards. Community of intelligent heroes is waiting for you to join in.

HERO Tokens

HERO TOKENS

Roadmap

roadmap.jpg
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